Medicare & Insurance Guidance

Facing a big life event?
Let's navigate it together.

Sheila Saxton, CHCA, helps people make confident, informed decisions through Medicare enrollment, insurance transitions, and the milestones that come with them.

Book a Free Consultation Take the Free Quiz

Prefer to talk? Call (716) 670-5843

Navigating Life Events

The book that started it all — a practical guide to making sense of insurance and healthcare decisions during life's biggest transitions.

CHCA Certified Medicare Specialist Published Author
Sheila Saxton, CHCA
About Sheila

Guidance rooted in experience, not guesswork

Sheila Saxton is a Certified Healthcare Advisor (CHCA) and Medicare specialist who has spent her career helping individuals and families navigate the insurance decisions that come with life's biggest turning points — retirement, aging parents, health changes, and everything in between.

After seeing how often people felt overwhelmed and under-informed during these transitions, Sheila wrote Navigating Life Events — a clear, compassionate guide to making sense of it all. Today she works directly with clients to bring that same clarity to their individual situations.

CHCA Certified Medicare Specialist Author, Navigating Life Events
Navigating Life Events book cover by Sheila Saxton

The Book: Navigating Life Events

A practical, human guide to the insurance and healthcare decisions that come with life's biggest transitions — written for readers who want clarity, not jargon.

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How I Can Help

Services

One-on-one guidance for the decisions that matter most, at the moments they matter most.

Licensed in NC · SC · GA · IN · PA · NY

Medicare Advisor

Step-by-step support choosing and enrolling in the right Medicare plan for your situation, with no confusing jargon.

Compare plans online →

Health Insurance

Clear-eyed guidance comparing health insurance options during retirement, job changes, or other major transitions.

Life Insurance

Figuring out how much coverage you actually need, and finding a policy that fits your budget and your family.

Retirement Planning

Coordinating Social Security timing, Medicare enrollment, and the insurance side of retiring with confidence.

Estate Planning Guidance

Help understanding wills, powers of attorney, and the documents that protect your wishes and your family.

Healthcare Planning

Coordinating care across doctors and conditions, and putting your wishes in writing before they're needed.

Prefer to Browse on Your Own?

Compare & Enroll in Medicare Plans Online

Use Sheila's secure online tool to compare Medicare Advantage, Part D, and supplement plans in your area — and enroll directly whenever you're ready, no appointment needed.

Compare Plans Online →
Free Resource

Do You Need Life Insurance?

Answer 6 quick questions to see where you stand — and get a personalized starting point for your next decision.

Take the Free Quiz
6 QUESTIONS · ABOUT 2 MINUTES

1. Do people depend on your income?

2. If your income stopped tomorrow, how long could your household maintain its lifestyle?

3. Do you currently have life insurance coverage?

4. Do you carry debt that would become someone else's responsibility (mortgage, loans, co-signed debt)?

5. Which best describes your life stage?

6. Would your family need help covering final expenses (funeral costs, medical bills, estate costs)?

Please answer all 6 questions to see your score.

Your Result

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Blog & Resources

Insights for your next transition

Practical articles on Medicare, insurance, and navigating life's changes with confidence.

MEDICARE
Medicare

Turning 65? What to Know About Medicare Enrollment

Enrollment windows, 2026 costs, and Original Medicare vs. Advantage, explained in plain language.

Read more →
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Life Transitions

Insurance & Money Checklist for Retirement

Social Security timing, long-term care costs, and the paperwork worth updating now.

Read more →
Family & Caregiving

Helping Aging Parents Navigate Their Options

A guide for adult children stepping in to help with a parent's coverage and care decisions.

Read more →
Good to Know

Frequently Asked Questions

Is there a cost to work with Sheila?

No. Sheila's guidance on Medicare and insurance options is free to you — she's compensated by the insurance carrier when you enroll in a plan, not by you. Medicare pricing is set and regulated by the government, so it costs the same whether you enroll on your own or with an agent's help. Working with Sheila doesn't add any cost; it just means you have a person in your corner to help you compare options and avoid costly mistakes.

Can Sheila still help me if I don't live in one of her licensed states?

Short answer: YES. Life doesn't stop at state lines — and neither does my support for you. Even if I'm not licensed to sell insurance in your state, I can still walk alongside you. Whether you're helping a parent figure out long-term care options, trying to make sense of a Medicare decision, or just facing one of those big “what do we do now?” life moments — I can help you understand your options, ask the right questions, and know what to look for. And when it's time to put a policy in place, I'll connect you with a licensed professional in your state who I trust, so you're never left to navigate it alone.

Get In Touch

Let's talk through your next step

Whether you have a quick question or want to book a full consultation, reach out below.

📞 (716) 670-5843
📧 navigatinglifeevents@gmail.com
📍 Serving clients by phone, video, and in person
🗺️ Licensed in NC, SC, GA, IN, PA & NY
📘 Facebook: Navigating Life Events with Sheila Saxton
📷 Instagram: @navigatinglifeevents